Funeral Plans Keily Legal
Funeral Plans Keily Legal

Funeral Plans

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A Plan To Suit You &
Cover Costs At Today’s Prices.

Pre-planning and pre-paying at today’s prices means you can choose the funeral you want and the director’s fee for it are paid, no matter how prices rise in the future.

Perhaps even more importantly, your family are spared the emotional and financial burden of organising your funeral, with all the decisions and problems this can entail, at a time when they least cope.

How much will my pre-paid funeral plan cost?

To make pre-planning and purchasing your funeral plan as straightforward as we can, we offer three ready-made packages that include all the vital elements of a memorable and affordable funeral. However, many customers choose to add additional features to their funeral plan, perhaps to reflect their personality or interests. These can include ‘green’ elements such as biodegradable cardboard coffins, unusual vehicles such as Land Rovers or motorbikes, or additional musicians, for example.

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Will there be any additional costs
at the time of the funeral?

Your funeral plan covers 100% of the costs of the funeral director’s services specified in your plan. In some cases, however, your estate or executors may be asked for an additional contribution towards ‘disbursements’ (usually payments to third parties such as cemetery or crematorium fees, medical fees or musicians, for example) if their prices have risen beyond the increase in the Retail Price Index.

How this Plan protects you
against rising costs

You don’t need us to tell you that everything seems to go up in price every year. Unfortunately it’s just the same with funeral costs.

If, in 2004, you had put £1920 (then the average cost of a funeral*) into a deposit savings account, then you would have seen this grow to about £2, 150** over the following 10 years. However, over the same period, the average cost of a funeral has increased dramatically to £3,590*. But because this Plan pre-pays your agreed funeral director’s services at today’s costs, you are unaffected by any future price rises on these fees. In addition to this, there is also an allowance for disbursements included in this suite of plans from the outset and this figure is indexed, which enables the allowance to•increase annually, to help it combat rising disbursement costs.